FUnding for Local Ag Lending Co-Ops

As a wholesale lender, Farm Credit Bank of Texas delivers funding to the 14 retail lending cooperatives that own the bank, as well as two Other Financing Institutions. These funds come from the sale of highly rated Farm Credit bonds and notes.

In turn, our 14 affiliated lending co-ops in Alabama, Louisiana, New Mexico and Texas make loans to their borrowers – farmers, ranchers, aquatic harvesters, agribusiness firms, rural landowners and rural homeowners.

Capital Markets financing

We also participate with other lenders in large Capital Markets loans to food, agribusiness and rural infrastructure providers – including energy, rural utility and rural telecommunications companies.

CREDIT EXPERTISE AND SUPPORT

In addition, we provide our affiliated lending co-ops with credit expertise, centralized information technology, accounting systems and human resource services to help lower their operating costs.